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ZUKIWORLD Discussion Forum => Suzuki 4x4 Forum => Topic started by: thermal on March 16, 2005, 02:18:41 PM

Title: samurai insurance
Post by: thermal on March 16, 2005, 02:18:41 PM
i have a ford explorer now that i want to sell for a samurai, so I can wheel. however, i was told that insurance for a samurai would be double that of the explorer, because they are considered such unsafe vehicles. do any of you samurai owners experience outrageous (or more than normal) insurance rates?
Title: Re: samurai insurance
Post by: locjaw on March 16, 2005, 02:24:09 PM
I have liability only on mine and it costs about $30 a month
jason
Title: Re: samurai insurance
Post by: ROSS on March 16, 2005, 02:24:42 PM
SOMEBODY IS FEEDING YOU A BIG CROCK OF S^*^.  IT'S NO DIFFERENT THAN MY WIFES CAR.

                                          ROSS
Title: Re: samurai insurance
Post by: bashzuk on March 16, 2005, 03:24:00 PM
My Sammy with just liablilty is about 250 every six months.
but that is with under 30 unmarried male penalty.
Title: Re: samurai insurance
Post by: Mel Taylor on March 16, 2005, 11:29:41 PM
I pay $106.00 per six months per vehicle for a 91 Acura integra, an '85 Chevy 3/4 ton Pickup  and an  '88 Samurai for 50/100K BI, 50K PD, 5K Medical per person, 50/100K Uninsured motorist BI and  50K UM PD W/a  $250.00 deductible on the UM PD.

Both drivers over 60 W/clean driving records.    

In other words, no difference between vehicles.

Mel
Title: Re: samurai insurance
Post by: azrocktrash on March 17, 2005, 08:00:21 AM
ipay about $120.00 for 6 months,don't matter if it's been a car,truck,2 or 4 wd.the only time it changes is if i have more than 1 vehicle on the policy,then it drops about 10 to 15 bucks per auto.
      oscar
Title: Re: samurai insurance
Post by: takai on March 17, 2005, 08:13:29 AM
I pay 146 every six months w/ P2 & U1 Coverage. I would think that your Explorer might be more expensive than a Sammi.
Title: Re: samurai insurance
Post by: Maiden Hell on March 17, 2005, 09:58:40 AM
Holy shit insurance is ultra cheap in the US!!!  :o
Title: Re: samurai insurance
Post by: Chief on March 17, 2005, 10:02:00 AM
Quote
Holy shit insurance is ultra cheap in the US!!!  :o


Not all that great...I pay 650/6 months. 03 4x4 Tacoma, 91 Tracker. Tracker didn't hardly addanything at all, it's almost all the Tacoma. Older vehicles are cheap to drive tho!
Title: Re: samurai insurance
Post by: LawDog on March 17, 2005, 10:53:02 AM
Yeah, my Sammi only added about 350-400/year to my Trailblazer policy.  And my driving record sux.
Title: Re: samurai insurance
Post by: Road_Dog on March 17, 2005, 11:22:42 AM
Quote


Not all that great...I pay 650/6 months. 03 4x4 Tacoma, 91 Tracker. Tracker didn't hardly addanything at all, it's almost all the Tacoma. Older vehicles are cheap to drive tho!

That's more like it.  :( In British Columbia (mandatory government auto insurance) I pay $950 for my '88 Samurai and $1,500 for my '98 Dodge Ram. That's with the maximum discount. There's no multi-vehicle discount.
Title: Re: samurai insurance
Post by: rkteckt on March 17, 2005, 02:13:32 PM
I have my samurai insured as a classic car.  It costs me 400 bucks per year for full insurance with a listed value of 4500 bucks.  

It had to be 10 years old and they needed a picture to make sure it wasnt a wreck to qualify.
Title: Re: samurai insurance
Post by: Road_Dog on March 17, 2005, 03:01:48 PM
Quote
It had to be 10 years old and they needed a picture to make sure it wasnt a wreck to qualify.

It's 25 years here in BC.
Title: Re: samurai insurance
Post by: davekike on March 17, 2005, 03:12:51 PM
I called for a quote and they told me 500 bucks for 6 months :-/
Title: Re: samurai insurance
Post by: bashzuk on March 17, 2005, 03:45:09 PM
I'm thinking that you need to call around to some other insurance agencies.  :o :o
I live down in Oly!
Title: Re: samurai insurance
Post by: breadbox on March 17, 2005, 04:05:58 PM
I pay $26 for the 86 sammy and $87 for the 03 Mazda, monthly. ;D
Title: Re: samurai insurance
Post by: JasonPugh on March 18, 2005, 01:39:56 AM
Isurance rates depend a lot on the state you live in.  PL and PD (Michigan's basic insurance) cost more on my samurai than on other old 4x4s that I have owned.  My personal thoughts are that we have Consumers Reports to thank for that one.
Title: Re: samurai insurance
Post by: TinTopper on March 18, 2005, 04:17:01 AM
Because my samurai isn't my primary vehicle, and rolls less than 1200 miles every 6 months, I pay $300/year.

Also, tell them that Consumer Report's "testing" isn't GOVERNMENT testing... and to go check the GOVERNMENTS safety ratings/rollover statistics.
Title: Re: samurai insurance
Post by: Mel Taylor on March 18, 2005, 04:46:31 AM
When talking insurance costs we need to make sure we're comparing apples to apples. One of my relatives was shocked to hear that he was paying a whole lot more for insurance than I was for mine, until I pointed out that I was paying for liability only with no provision to repair my 17 year old vehicle, While he was paying for full coverage on a less than one year old $30,000 plus vehicle. Also,m I imagine that thefact that I live in a small city in New Mexico while he lives in a major city in the midwest makes a diffeerence.
Title: Re: samurai insurance
Post by: takai on March 18, 2005, 07:34:11 AM
Absolutely right. Larger metropolitian are usually (not always) more expensive than a rural areas.