My opinion, and it seems others, is that if the engine is currently running fine and there are no problems leave it alone and put your money into bolt-ons (header, aircleaner, speed reducing crank pulley). If you are going to rebuild it then it's worth the effort to do it right and do a full port and polish.
Like I said earlier, I don't think you could feel the difference of the porting and polishing on a stock engine, but if you are rebuilding anyway and add a header, intake mods and a cam it makes a much bigger difference.
Comes down to best value for time and money....if you are not overhauling then header etc gets you the best value.
Zaggy