The whine is load and speed related, otherwise you would hear it all the time regardless of the
gear you are in, so the only way I can see to easily check if it's the diff or trans is to isolate one
of the probabilities, which should save you time and money, and
the other noise is the throwout bearing, and will go for a while, the pilot bearing is so small they don't make enough noise to hear
Wild
I agree that load enters into the whine, though trying to increase the load at lower speed doesn't seem to increase the whine. It is inaudible below about 30mph regardless of load, and is roughly equivalent (maybe slightly louder in 5th in high range) in all gears and transfer case ranges starting at about 30mph.
I like the idea of removing the rear driveshaft and driving it in 4WD (front wheel drive). That would eliminate the rear differential from the equation (but not the transmission vs. transfer case). That should take only 20 minutes to remove the rear shaft, too. I think maybe that's the next thing I should try, as it may tell me something useful. I once did this w/ a Datsun truck I was flat towing (since the rear shaft was removed for towing and I needed to reposition the truck), and it drove really badly, with HUGE torque steer, but I should be able to get up to speeds where the noise was loud in RWD.
As far as the bearing noise you identified as the throwout bearing, I seriously doubt it is that.
The conditions when the noise is present are with the clutch engaged (foot off clutch) in neutral, and the throwout isn't spinning at this point (if the clutch cable is properly adjusted).
The noise goes away when the clutch is depressed and when the transmission input shaft coasts down (maybe 2 sec after clutch is depressed). It's also quiet with the transmission in gear and clutch depressed. Under both of these conditions, the throwout IS spinning.
Beside, I changed all of the clutch components when I had the engine out for rebuild only 100 miles or so ago. The noise was identical w/ the old and new throwout and pilot bearings, though with the clutch engaged (foot off clutch) the pilot bearing is also not rotating.
As far as not hearing a pilot bearing, I had a Corvette once with a dry throwout bearing, and it started "chirping" like a bird with the clutch disengaged (foot on pedal), but was silent otherwise. Before I replaced it, it was a steady loud squeal w/ the clutch disengaged, easily heard over the engine and exhaust noise. The clutch was only 50% worn-what a PITA to pull the tranny just to get in there to replace replace a pilot bearing (what really sucked was that I replaced the whole clutch kit thinking I was doing a good deed, only to find I'd gotten a defective NEW pressure plate, necessitating pulling the tranny a SECOND time).
I'll report back in a couple of days after I do the "rear driveshaft removed" experiment.
Thanks,
Bob