I would keep the hubs unlocked untill the snow really starts flying. The length I see people go to to not be inconvienced is truely amazing, LOL, maybe a Subie would have been a better choice?
I have NEVER encountered a situation where the weather went from a 2wd situation to one requiring 4wd without many minutes if not hours of prior notice that would allow me to stop, get out and engage the hubs and then get back on the road at a reduced speed.
That little bit of slippage can cause issues, ESPECIALLY at higher speeds, almost as deadly as a slip locker on a icey paved mtn road, engage 4wd and reduce the speed significantly.