4.62 is taller gearing (ie u go faster at same rpm as 5.12's) but with some power loss compared to 5.12's
5.12 is lower gearing, ie more torque and power but higher RPM at same speed as 4.62's
Most 4x4's want the lower gears, esp when you add bigger tires as this acts like a taller rear gear resulting in power loss....