Well just got back from Midas.
Good news is all I needed was a new tailpipe. Paid $30
Bad news is that my rotors are shot. So I had to go to Autozone and order rotors at $80 each

and a set of pads too. In all it came up to $210

I wanted to get a new cat-back system but the wife was complaining too much so I decided to make her happy and just get the tailpipe fixed and she said well what happened to getting a new muffler? So I said I'm saving us money and just getting the tailpipe thinking she'd be happy about that. She just said "OH" But then I told her about needing new rotors and how much they were and she started yelling about spending too much money on my Tracker.
