It also depends on your driving style. That is why I like the ARB, it's on or off. And if it's off for some reason I can still drive away all normal like.
As for the spool, that is what I run in my SJ-410 trail rig but for a DD I wouldn't recommend it. It will constantly put strain on your rear axles when driving on pavement and sooner or later they will die from axle fatigue. Also, if you put large enough tires on you get a lot of movement from the rear end loading up and popping loose on pavement, so you probably shouldn't run 37" tires with the stock rear axle. 
Although my sami isn't quite a daily driver, it IS a 3-4 day a week (40 miles total) driver. I really prefer the spool over the lock-rite in the rear of mine. I feel that a Samurai is light enough to allow for that inside tire movement without placing excessive strain on the axles. My experience with the lock-rite in the rear is that it almost always locks up on the pavement during a corner anyway (except when coasting). Although the spool NEVER ratchets (obviously), I really don't feel that it adds any significant strain on the drivetrain components over the lock-rite.
And...I have NEVER broken a rear axle with a spool in the Samurai...I HAVE broken 2 rear shafts on separate occasions with a lock-rite. I've logged tens of thousands of street and off road miles with both under 2 different Samurais over about 10 years. I've never experienced a problem with excessive tire wear, worn out splines, twisted shafts, etc. Of course, if a person is planning on putting 100,000 street miles on their rig a spool probably isn't the best choice.
And, I'll agree that a selectable locker is really the way to go; I'm running an Auburn Ected in the rear of my wife's XJ now (she didn't like the characteristics of the lock rite either). More $$ yes, but for a rig that sees a lot of street miles, it really is the best way to go.
Not saying anybody else is wrong, just adding my .02. My experience leads me to prefer the lock rite in the front, and a spool in the rear of a Samurai. Other rigs/situations may require different components.