That's the crappy thing about life and chances - where something could save your life it could harm you just the same. Take seatbelts for example, yes, i know, they save lives, and for the most part they do, but you do hear of cases where not wearing one has made the difference of someone being alive, because that person was thrown from the vehicle rather than the 18 wheeler flattening the vehicle with them buckled in it.....
Driving is a scary thing no matter what you drive, or what you do to your vehicle, you could be the best of drivers, or drive the safest vehicle, there are still other people on the roads talking on their cell phone, reading, doing make-up, finishing up their 4th beer, etc.